Home Loans and Mortgage Solutions

There are many solutions to credit problems. The solutions with the least impact on your future credit prospects is a mortgage or loan. Other solutions are:

1. Bankruptcy
2. Part 9 Debt Agreement
3. Part 10 Insolvency Agreement
4. Debt Consolidation – Mortgage and Home Loan
5. Debt Consolidation – Personal loan

Each of the above solutions are not suitable in all cases. A thorough assessment of income, debts, and assets must be completed to enable an accurate recommendation.

If you have a Home Loan or Mortgages there are options available to save your house, which could be at risk with a bankruptcy. Once in Bankruptcy your assets are taken into consideration to pay all your creditors.

What do we consider in providing a solution:

1. Current policies in rgard to Bankruptcy, part 9, Part 10.
2. Lending Policy.
3. Your situation.
4. Ability to repay a loan.
5. Available equity
6. How much we can reduce your debt if we negotiate your debt.
7. Postcode of your security property.
8. Assets.
9. The current legal process of your bad debts and where all your debts are in the legal process.